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1112 9th Ave SW, Watertown, SD, 57201

Up to $1000 downpayment assistance on any New Vehicle

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Finance Center

Open Today! Sales: 8am-5pm Call us at: 605-886-8081

Your new and used automotive financing experts

At Sharp Toyota, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.

Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Sharp Toyota’s finance team today or if you’re ready to start the financing process, you can fill out our secure finance application online.

Sales Info

Phone Number:Sales Hours:
  • Mon - Fri8:00 AM - 6:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed

Hybrid SUV Financing Options

If you’re looking into the purchase of a new Toyota RAV4 Hybrid, Toyota Corolla Cross Hybrid, or any other Toyota hybrid model, our finance department will help you discover different financing and leasing opportunities that will meet your needs. We cooperate with reliable lending partners to provide qualified buyers with different financing opportunities for both new and used hybrid models.

Our finance professionals can help you with:

  • New Toyota hybrid financing
  • Toyota lease options
  • Hybrid SUV financing
  • Trade-in financing
  • Online finance application
  • Payment estimates

We’ll help you see all your financing opportunities in order to make the right choice for yourself.

Lease vs. Loan: Which Is Right for Your Toyota Hybrid?

Advantages can come from both leasing and financing according to your preferences and needs.

Leasing may be a good choice if you:

  • Prefer driving a newer vehicle every few years
  • Want lower monthly payments
  • Drive within typical annual mileage limits
  • Enjoy having access to the latest Toyota technology

Financing may be a better option if you:

  • Plan to keep your vehicle for many years
  • Want to build equity in your vehicle
  • Drive more than average each year
  • Prefer unlimited ownership flexibility after your loan is paid off

Our finance specialists can explain both options and help qualified buyers determine which approach best fits their needs.

Frequently Asked Questions

What financing options does Sharp Toyota have available?

We provide affordable financing options along with flexible loan periods for both brand new and used cars. Our finance department uses different banks to help you choose the best financing solution.

Can I submit my finance application online?

Sure, we allow you to submit your finance application from home, filling out our simple and quick online finance application.

Does Sharp Toyota finance new as well as used cars?

Absolutely! We will help you find the best financing solution for either one of our new Toyota automobiles or for a good used car.

How can the finance department assist me?

The finance specialists working at our department will help you with explaining your options and choosing the right financing solution for your needs.

What do I need for the finance application?

You should have your name, current job, salary level, and other important information for completing the application process.

Should I lease or finance a Toyota RAV4 Hybrid?

The right option depends on your budget, driving habits, and long-term ownership goals. Leasing may offer lower monthly payments and the opportunity to drive a new Toyota more often, while financing allows you to build ownership over time. Our finance team can help you compare both options.

Are financing specials available on Toyota hybrid vehicles?

Yes. Sharp Toyota regularly offers financing and lease programs on select new Toyota models. Available offers vary based on manufacturer incentives, model availability, and lender qualifications. Contact our finance team for the latest offers.

Can I finance a hybrid SUV with a trade-in?

Yes. If you have a vehicle to trade in, its value may be applied toward your down payment, which can help reduce the amount you finance. You can also use our online Value Your Trade tool to receive an estimate before visiting the dealership.

Can I apply for financing before visiting the dealership?

Absolutely. You can complete our secure online finance application from home to begin the financing process. Pre-applying can help streamline your visit and give our finance specialists a better understanding of your financing needs.

Sharp Toyota is located at: 1112 9th Ave SW • Watertown, SD 57201

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Sharp Toyota 44.89029257675274, -97.1340328.